Paychex vs Wave Payroll

A detailed comparison of Paychex and Wave Payroll. See how they stack up on features, pricing, and user ratings.

At a Glance

Paychex Wave Payroll
Rating 4.2/5 4.1/5
Starting Price $39/mo $40/mo
Free Trial No Yes
Free Plan No No
Features 7 7
Best For SMB SMB

Paychex

Payroll and HR outsourcing provider for small to mid-sized businesses, offering payroll processing, retirement plans, insurance, and HR advisory services with dedicated support.

Rating 4.2/5
Best for SMB
Free trial No
Free plan No
Visit Paychex →

Wave Payroll

Affordable payroll solution from Wave, designed for small businesses and freelancers already using Wave's free accounting software.

Rating 4.1/5
Best for SMB
Free trial Yes
Free plan No
Start Free Trial →

Feature Comparison

Feature Paychex Wave Payroll
Workflow Automation
Reporting Dashboard
EEO/OFCCP Compliance
GDPR Compliance
API Access
HRIS Integration
Mobile App

Pricing Comparison

Paychex

Essentials $39/mo
Select Custom
Pro Custom

Wave Payroll

Tax Service $40/mo
Self Service $20/mo

Integrations

Both tools integrate with

Zapier

Only Paychex

Google Calendar Microsoft 365 Outlook Outlook Calendar QuickBooks Salesforce Slack

Only Wave Payroll

Gmail Google Workspace

Pros & Cons

Paychex

Pros

  • +Reliable payroll processing for SMBs
  • +Strong tax filing and compliance
  • +Local payroll specialist support
  • +Benefits administration included

Cons

  • -Pricing not fully transparent
  • -Add-on costs can increase quickly
  • -Interface less modern than Gusto or Rippling
  • -Contract lock-in with some plans

Wave Payroll

Pros

  • +Seamless integration with Wave's free accounting and invoicing
  • +Affordable pricing for very small teams
  • +Direct deposit and automatic payroll tax calculations
  • +Simple interface designed for non-accountants

Cons

  • -Full tax-service payroll limited to certain US states
  • -No HR features — purely payroll
  • -Fewer features than competitors like Gusto at a similar price point
  • -No benefits administration

Which Should You Choose?

Choose Paychex if:

  • • Your company is SMB size
  • • Higher user ratings matter to you (4.2 vs 4.1)
  • • Budget is a priority (starts from $39/mo vs $40/mo)
  • • Reliable payroll processing for SMBs
Visit Paychex

Choose Wave Payroll if:

  • • Your company is SMB size
  • • You want to try before committing (free trial available)
  • • Seamless integration with Wave's free accounting and invoicing
Try Wave Payroll Free

How we evaluate tools

Our ratings combine verified user reviews from G2 and Capterra with hands-on feature analysis. Pricing is checked against official sources. We may earn a commission through affiliate links, but this never influences our rankings or recommendations. Read our full methodology.