OnPay vs Square Payroll
A detailed comparison of OnPay and Square Payroll. See how they stack up on features, pricing, and user ratings.
At a Glance
| OnPay | Square Payroll | |
|---|---|---|
| Rating | 4.8/5 | 4.3/5 |
| Starting Price | $40/mo | $35/mo |
| Free Trial | Yes | No |
| Free Plan | No | No |
| Features | 7 | 7 |
| Best For | SMB | SMB |
OnPay
Straightforward cloud payroll solution for small businesses with full-service payroll, automatic tax filing, HR tools, and benefits administration at a simple flat-rate monthly price.
Square Payroll
Simple payroll solution from Square for small businesses, designed to integrate with Square's POS and payments ecosystem at $35/month plus $6/person.
Feature Comparison
| Feature | OnPay | Square Payroll |
|---|---|---|
| Workflow Automation | ||
| Reporting Dashboard | ||
| EEO/OFCCP Compliance | ||
| GDPR Compliance | ||
| API Access | ||
| HRIS Integration | ||
| Mobile App |
Pricing Comparison
OnPay
Square Payroll
Integrations
Both tools integrate with
Only OnPay
Only Square Payroll
Pros & Cons
OnPay
Pros
- +Simple, transparent pricing ($40 base + $6/person)
- +Full-service payroll with tax filing
- +HR tools and benefits admin included
- +Excellent for small businesses under 50 employees
Cons
- -No time tracking built in
- -US-only payroll
- -Limited to smaller companies
- -Fewer integrations than Gusto or Rippling
Square Payroll
Pros
- +Seamless integration with Square POS and payment ecosystem
- +Contractor-only payroll option with no monthly base fee
- +Simple, clean interface consistent with Square's design
- +Automatic tax calculations and filings
Cons
- -Limited HR features compared to Gusto or Rippling
- -Best value only for businesses already using Square products
- -No benefits administration beyond basic offerings
- -Fewer integrations than standalone payroll platforms
Which Should You Choose?
Choose OnPay if:
- • Your company is SMB size
- • You want to try before committing (free trial available)
- • Higher user ratings matter to you (4.8 vs 4.3)
- • Simple, transparent pricing ($40 base + $6/person)
Choose Square Payroll if:
- • Your company is SMB size
- • Budget is a priority (starts from $35/mo vs $40/mo)
- • Seamless integration with Square POS and payment ecosystem
How we evaluate tools
Our ratings combine verified user reviews from G2 and Capterra with hands-on feature analysis. Pricing is checked against official sources. We may earn a commission through affiliate links, but this never influences our rankings or recommendations. Read our full methodology.